If you’ve moved from a rental property into a home that you’ve purchased, it’s essential to know the difference between home insurance and renter’s coverage. That will help you get the right policy for your specific needs, and if you’re in the Clarkston, MI, area, our agents at The Ryan Insurance Agency can help. We know how important it is to protect your property, and with the right insurance coverage you’ll have a lot more peace of mind and enjoyment from your space.

Protect All the Items You Value

From the clothes you wear everyday to the furniture you own and other items throughout your home, having the right coverage helps you replace what you need in the event of a loss. Renter’s coverage offers this, as well, but there’s a big difference between the two. While they both protect the items inside your home, only a homeowner’s policy also protects the physical structure you live in.

Keep Your Dwelling Safe and Secure

The largest difference between these two types of insurance is that a home policy covers the actual structure as well as the items inside. In a rental, it’s the landlord’s responsibility to protect the structure, and they carry a policy for that. Once you buy a home, though, that responsibility is yours, and a good agent can help you do that.

Working With an Agent Is the Right Choice

Contact us today at The Ryan Insurance Agency if you’re in the Clarkston, MI area and looking for a home insurance policy. Moving out of a rental and into a house that you own can be an exciting time, and we’re here to make it easier. We’ll work with you to find the right coverage for your needs, so you don’t have to worry about whether you’re protected.