Privacy Policy
Privacy Notice
Last Updated: March 31, 2026
Our Commitment to Your Privacy
At Ryan Insurance Agency, we value your trust and are committed to protecting your personal information. As an independent insurance agency, we collect and use your information to provide insurance quotes, secure coverage, and service your policies.
This Privacy Notice explains how we collect, use, share, and protect your information in accordance with applicable privacy laws, including federal requirements under the Gramm-Leach-Bliley Act (GLBA).
Information We Collect
We collect personal information necessary to provide insurance products and services, including:
- Name, address, email address, and phone number
- Date of birth and driver’s license information
- Social Security number (when required for underwriting)
- Property, vehicle, and household details
- Insurance history, claims history, and coverage preferences
- Payment and billing information
We may also obtain information from third parties such as:
- Insurance carriers and prior insurers
- Motor vehicle reports (MVRs)
- Claims history reports (such as CLUE)
- Consumer reporting agencies (including credit-based insurance scores where permitted)
- Inspection vendors or property data providers
When you visit our website, we may collect:
- IP address and browser/device information
- Website usage data
- Cookies and tracking technologies
How We Use Your Information
We use your personal information to:
- Provide insurance quotes and bind coverage
- Service and manage your policies
- Process payments and billing
- Communicate with you regarding your account
- Comply with legal and regulatory requirements
- Improve our services and customer experience
We may also use your information to recommend additional coverage options that may better protect you.
How We Share Your Information
We do not sell your personal information.
We may share your information as necessary to conduct our business, including with:
- Insurance carriers and underwriting companies
- Technology platforms and service providers
- Data verification and reporting providers
- Government or regulatory authorities when required by law
All third parties we work with are required to maintain the confidentiality and security of your information.
Use of Insurance Data Tools
We may use third-party tools, such as Canopy Connect, to securely access your insurance information with your permission.
By using these tools, you authorize access to your policy data for quoting and servicing purposes only. We encourage you to review the privacy policies of any third-party platforms you use.
Marketing & Communications
By providing your contact information to Ryan Insurance Agency, you consent to receive communications from us, including:
- Quotes and policy-related messages
- Service updates and account notifications
- Renewal reminders and billing notices
- Marketing communications, including offers for insurance products, coverage options, and agency promotions
These communications may be delivered via:
- Phone calls
- Text (SMS/MMS) messages
Consent is not required as a condition of purchase.
Message and data rates may apply for text messages.
Opt-Out Instructions
You may opt out of communications at any time:
- Text Messages: Reply STOP to unsubscribe
- Email: Click the unsubscribe link in any email
- Phone Calls: Request to be added to our do-not-call list
Please note: Even if you opt out of marketing communications, we may still contact you regarding your policies, billing, or transactions.
How We Protect Your Information
We maintain administrative, technical, and physical safeguards designed to protect your personal information.
Access to your information is limited to authorized personnel who need it to perform their job responsibilities.
Retention of Information
We retain your personal information:
- As long as necessary to provide services
- As required by insurance laws and regulations
- For legitimate business and compliance purposes
Your Privacy Rights
You may:
- Request access to your personal information
- Request corrections or updates
- Request deletion where permitted by law
- Opt out of certain communications
To make a request, please contact us using the information below.
Cookies and Tracking Technologies
Our website may use cookies and similar technologies to:
- Improve website functionality
- Analyze traffic and usage
- Enhance your browsing experience
You may adjust your browser settings to disable cookies if desired.
Children’s Privacy
Our services are not intended for individuals under the age of 18, and we do not knowingly collect personal information from minors.
Updates to This Privacy Notice
We may update this Privacy Notice from time to time. Any changes will be reflected with an updated effective date.
