Motorcycle Insurance in Michigan: Why You Need Collision Insurance

When you have a motorcycle in Michigan, you will want to be protected against every risk and liability. The minimum state requirements for motorcycle insurance will help you to get on the road and get there safely. However, it may not protect you against collision costs in the event of an accident.

At The Ryan Insurance Agency, we help Clarkston, MI residents understand the importance of a thorough motorcycle insurance policy. We can help you to design the best insurance policy for your budget, and help you define your own terms for collision insurance.

Benefits of Collision Insurance

When you are in an accident with your motorcycle, your insurance will cover a certain amount of damages and risks. If you don’t have collision insurance, you may be out of pocket for some serious costs.

A standard motorcycle insurance policy may cover you for some medical costs and liabilities, but the minimum requirements may not be enough.

Collision insurance will help you to pay for damage to your motorcycle if you are in any kind of accident. This is coverage that protects you regardless of who is at-fault in an accident. Your financial burden in the event of an accident is mitigated when you have collision insurance.

Extended Coverage

When you are considering collision insurance, you should know that you can design your collision insurance to meet your needs. Many motorcycle owners take great care and pleasure in customizing their bikes to make their rides more enjoyable. A standard collision insurance policy can help with some repairs, but it may not be able to cover specialized customization to your bike.

You can add this and widen the coverage on your collision insurance with your motorcycle insurance policy. It is very common to add coverage to your existing policy to ensure you are covered for everything in the event of a collision.

Get a Quote

When you are looking for motorcycle insurance in Clarkston, MI, you will want to be sure that you have collision coverage. When disaster strikes, collision insurance can help you have peace of mind during a crisis. Call The Ryan Insurance Agency for a quote today.