Condo Insurance in Michigan
Many of the clients we serve at The Ryan Insurance Agency in or around Clarkston, MI area are condo owners who have discovered the benefits and protection that comes with purchasing condo insurance. When purchasing a condo in most communities, you are ultimately presented with a master HOA insurance plan. However, it does not provide the same full coverage benefits that condo insurance covers below.
Protect Your Property and Your Square Footage
Most of the HOA master insurance policies look to cover the areas that are community areas such as hallways, the lobby, and any outdoor area shared by residents. Once you open the door to your Michigan condo, the coverage stops there, and you are responsible for the contents and area inside. With a condo insurance policy, your personal property within this area is protected from many types of unforeseen tragedy. This could include natural disasters such as fire and snow damage. Even if your condo has fallen victim to theft or vandalism, your property that is damaged or stolen will be replaced.
Get Liability Coverage
If you find yourself entertaining within your condo and an accident happens with a guest, you are liable for those damages, whether they be bodily injury or property damage. Your master HOA insurance policy will not cover personal liability claims that happen within your private residence. Without a condo insurance policy, you will be responsible for 100 percent of the charges without any financial assistance. By purchasing your own condo insurance policy, you will have access to the assistance you need and liability coverage that can cover most of or all the damages.
Get Your Condo Protected Today
We want all our Michigan clients to be protected in their condos. Contact our agents at The Ryan Insurance Agency today for more information. We proudly serve the residents in or around Clarkston, MI who need insurance coverage and looking for the best policy to fit their needs.
Give us a call today 248-403-8591