Now that you’ve finally saved up and bought your dream motorcycle, it’s time to protect it with the right insurance. Motorcycle insurance in Clarkston, MI is essential for two main reasons: to protect you financially if something happens to your bike and to comply with the law.
Does Michigan Require Motorcycle Insurance?
The short answer is yes, Michigan requires motorcycle insurance. All riders must have liability coverage if they cause property damage or bodily injury to someone else. The minimum liability coverage you must have is $50,000 for anyone injured in an accident, $100,000 for several injuries or deaths, and $10,000 for property damage.
Of course, you’re probably not going to want to stop there. The minimum coverage is just that – the minimum. You could be on the hook for much more if you cause an accident resulting in serious injuries or damage. That’s why getting more than the minimum coverage is a good idea.
The Ryan Insurance Agency can help you choose the right amount of coverage for your needs.
What Else Does Motorcycle Insurance Cover?
Besides liability coverage, your motorcycle insurance can cover things like collision and comprehensive damage, medical expenses, and even theft. Collision and comprehensive coverage will help pay to repair or replace your bike if it’s damaged in an accident or stolen. Medical expense coverage can help pay your medical bills if you’re injured in an accident.
No one wants to think about what could happen to their motorcycle, but it’s essential to be prepared. That’s why having motorcycle insurance is so important. Contact the Ryan Insurance Agency today if you have questions about motorcycle insurance in Clarkston, MI. We’re here to help you choose the right coverage for your needs.