Here’s What Your Broker Wants You to Know About Life Insurance

Choosing a life insurance policy can seem complex. Thankfully, The Ryan Insurance Agency is here to help! Our team can answer your questions and tell you what you need to know before picking a policy.

Policies Come in Many Types 

Life insurance has many expiration dates, which can dictate how well they work for you. For example, some have a 10-20 year date and are better if you’re a little older. Some will last for your whole life, which is a strong option if you want to stay fully protected. 

Tax Laws are Favorable to Life Insurance 

If you worry about investing your policy and making money, remember that tax laws look favorably on life insurance. They often take minimal to no money from these policies, meaning that you can avoid losing out on too much of your costs by investing in them.

Investment Fees Matter 

Don’t ignore the potential impact of investment fees on your policy. Too many people don’t realize that investment fees can impact their coverage. We want you to know exactly what you’re getting into here, so make sure that you research your payments to avoid getting surprised.

Commissions are a Part of This Process

We want our Clarkston, MI, customers to understand that we get commissions when we sell policies. That’s important to know because it may impact how you approach your purchasing process. Talk to us, and we’ll tell you exactly what to expect here. 

Buying a Worthwhile Policy 

Don’t hesitate to contact us at The Ryan Insurance Agency if you need help finding a life insurance policy in Clarkston, MI. Our team will sit down with you, discuss what to expect, and give you the long-term support you need. It’s our goal to ensure that you’re satisfied.