The Ryan Insurance Agency

7151 N. Main Street, Ste. 103,
Clarkston, MI 48348

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Motorcycle Insurance in Michigan


Whether you ride with friends or fly solo, the scenic routes and changing seasons in Michigan are perfect for a motorcycle ride. Here at The Ryan Insurance Agency in Clarkston, we wish everyone safe travels, but we also know that accidents happen. You need a policy that will protect you along your way. The Ryan Insurance Agency partners with the countries largest insurers for motorcycle insurance Let us help you get the coverage you need to enjoy worry-free rides.

Is Motorcycle Insurance Required in Michigan?

Michigan law requires all motorcycle owners to carry insurance. This includes coverages for bodily injury/property damage (BI/PD), personal injury protection (PIP), and property protection insurance (PIP). Riders caught without insurance may face fines and suspension of their driver’s license and will not be allowed to register a vehicle or transfer plates until proof of insurance is submitted to the Secretary of State.

Motorcycles and Michigan No-Fault. Motorcycles are not covered under Michigan No-Fault, If you are in an accident on you motorcycle and it doesn’t involve an automobile you do not have any medical coverage or wage loss with your motorcycle policy. Your Health insurance would have to pick up the medical. if you do not have Health Insurance you would have to come out of pocket. You can add medical onto your policy in 5,000 increments up to 100,000 with some companies. If you are in an accident with your motorcycle and another car or truck Michigan No-Fault would apply and your medical would fall to the automobiles PIP coverage.

How do I get motorcycle insurance?

Getting the coverage you need is easy! Our experienced agents are available to answer all your questions about motorcycle insurance. Call us or drop in to see us at our Clarkston, MI location. Here at the Ryan Insurance Agency, we always look forward to visiting with our customers and neighbors.

Our Partners


  • ASI
  • Hagerty
  • Progressive
  • Safeco
  • State Auto